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The following information/documents are usually required during the loan process:
- Your Social Security number
- Two-year residence history with Landlord information
- Two-year employment history
- 30 days most recent pay stubs or, if self employed, your tax returns for the past two years
- Proof of other income, if applicable (Retirement, Social Security, Disability)
- Bank statements for the past two months
- Investment account statements for the past two months
- Retirement account statements, most recent
- Account information on all debts you currently owe
If you are refinancing, we also need:
- Mortgage account information
- Home insurance policy information
- Home equity account information (if applicable)
- Copy of HUD-1 Settlement Statement and Title Policy from your original closing
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